Financial Aid

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General Information
Financial Aid includes scholarships and loans. Resources available are different for U.S./Canadian students than they are for students from other nations. For general information, please read the catalog information on Financial Assistance.

If you have questions on loans or scholarships, email Joyce Deveo at , Financial Aid Coordinator, or call her at call 1-215-935-3868. In your request, please include the following information:

  • your name
  • address
  • phone
  • fax
  • email address
  • degree program to which you have applied or been admitted
  • expected semester of enrollment
  • what specific information or applications to you need?

Applying for Financial Assistance
To apply for financial aid at Westminster, please complete the following applications:


Scholarships: Students seeking a Westminster scholarship must submit (1) the two-page Westminster Tuition Scholarship Application for US/Canadian students, (2) the Free Application for Federal Student Aid (FAFSA), and (3) a copy of a current income tax return. (NOTE: new students must also submit the admission application.) Deadlines for all documents: March 31 for the following academic year and September 30 for the following Spring term for new students beginning in the Spring. Summer and January terms are not covered by tuition scholarships. All documents are to be submitted to the Financial Aid Office by the deadlines.

Westminster offers several types of scholarships:

M.Div. Ministry: Scholarships in this category support full time M.Div. students intending to go into ministry. There are three types: 1) under care of a NAPARC presbytery (OPC, PCA, KAPC, RPCNA, and ARPC), or 2) an American minority student being developed for church leadership, or 3) a current or former Reformed University Fellowship (RUF) intern are eligible to have up to 40 percent of their tuition paid by a Westminster Scholarship. To be considered you must attach a letter to your scholarship application from a presbytery or classis official (NAPARC students), pastor (American minority students), or RUF minister (RUF interns) stating that you have come under care or equivalent (or will by the start of the semester, in which case this letter must be submitted by the start of the semester). This award is based on student need and availability of funds. A minimum GPA of 2.5 is required to qualify for the scholarship program. In 2006-07 67 awards were give ranging between $1,296-$2,448 per semester.

The George D. Sinclair Scholarship is to propagate and defend, in its genuineness, simplicity, and fullness, that system of religious belief and practice which is set forth in the Confession of Faith and Catechisms of the Presbyterian Church of America in the form they possessed in 1936 and as stated in the charter granted to Westminster Theological Seminary on March 31, 1930, under an Act of the Assembly of the Commonwealth of Pennsylvania. This fund provides tuition scholarships for M.Div. students preparing for service in the OPC or PCA. This award is need-based and will be awarded by the Scholarship Committee for 40 percent of tuition. The student must be full-time from the point when the scholarship begins, have a GPA of at least 3.0, and maintain that GPA throughout the student’s career. Approximately nine awards will be made annually. Receipt of a Sinclair Scholarship will supersede the M.Div. Ministry Scholarship award. To apply: 1) Fill out the standard Westminster Tuition Scholarship application (available online at or via the Financial Aid Office) AND indicate the number of anticipated credit hours for each semester; 2) sign a statement of subscription to the Westminster Standards, using the same pledge that is required of voting faculty members of the Seminary, and re-subscribe annually as long as the applicant receives this award (copies of the Westminster Standards are available from the Admissions Office. A Statement of Subscription form is available online or from the Financial Aid Office); 3) Provide evidence of under care status in a PCA or OPC presbytery, generally in the form of a letter from the stated clerk of presbytery.

General: (U.S. and Canadian): Full-time students in any program of study are eligible to apply for tuition assistance. Financial need is weighted with academic achievement for this award. In 2006-07 awards ranged between $250 and $600 per semester.

Th.M./P.hD.: Westminster has set aside funding for full time students in the Th.M. and Ph.D. programs. While these scholarships are need based, they are also based on a faculty ranking by the respective field committees. Approximately 6 new full tuition awards are made each year.

Named Awards: In addition, Westminster offers a number of named scholarships that are criteria-based. For a complete list of these scholarships, including the one-year full tuition George Sinclair Scholar Award for entering first year M.Div. students and the Leadership Development Award, review the current catalog pages.

Loans: Though not all types of Federal Student Aid are available to Westminster students, we do process both Federal Subsidized and Unsubsidized Stafford Loans and Federal Direct Subsidized and Unsubsidized Stafford Loans.


Students seeking a loan must (1) complete the Free Application for Federal Student Aid (FAFSA), (2) file a current income tax return, and (3) submit Westminster’s loan application, which is in Westminster’s student loan packet. To request a packet, email Joyce Deveo or call her at 215-935-3868. The three separate forms are necessary for Westminster’s compliance with Federal verification standards.

Regarding the FAFSA, because online applications are processed within 72 hours of completion, we recommend that you complete this application online at the web site for the Free Application for Federal Student Aid (FAFSA). Westminster's ID for reporting purposes is G03393.

In addition, we strongly recommend that you review the web pages for information about loan repayment, money, and credit card debt.

Military Financial Aid: Westminster does accept Veterans benefits. You may request information on forms and links for military financial aid from the Financial Aid Office or go to

Note: loan applications and scholarship applications are separate applications.


International students (excluding Canadian students) seeking a Westminster Scholarship must (1) complete the Westminster Tuition Scholarship Application for International Students, (2) show proof of funding for living expenses. Deadline: February 16 for the following academic year.

NOTE: new students must also submit the admission application. Only those applicants who have been admitted to regular degree programs of the Seminary will be considered for financial aid at this time; therefore, if you are an incoming student, we STRONGLY SUGGEST that you submit your application for admission to Westminster AND your application for tuition scholarship AT THE SAME TIME, well in advance of this deadline.


The spouse of any full-time, M.Div. student who, upon admission, enrolls in any program at the M.Div. level or lower (excluding Special Level 1 Master) may apply for a spouse scholarship for up to the number of credits for which the M.Div. student is registered in a given semester (Fall/Spring) or term (Winter/Summer). (The credits awarded must be applied only to classes necessary for the program in which the spouse is enrolled.)

Spouses of full-time students in other programs may also apply for this scholarship but signed approval from both the Academic Dean and Director of Admissions is required.

The deadline to submit an application is June 1 for the following academic year and October 31 for "spring semester only" scholarships. However, applications from students whose marriages occur after the deadline but before the start of the term will be considered.

Additional Sources of Assistance include:

Bank Loans
In addition to Federal Stafford Loans, you may choose to take a loan from a private lender. While not an official recommendation, the Financial Aid Coordinator may provide a list of lenders with which Westminster has worked in the past. Or go to to see a list of eligible lenders.

Military Financial Aid
Westminster participates in GI benefits. You may request information on forms and links for military financial aid from the Financial Aid Office or go to

Other Scholarship Sources
Westminster students have successfully applied for:

American Baptist Financial Aid
Educational Ministries administers the American Baptist Financial Aid program. They make available a variety of scholarships, grants, and loans to students who are members of American Baptist churches, and ministerial leaders.

Chattanooga Christian Community Foundation
Chattanooga Christian Community Foundation exists solely for the purpose of helping young men in the Chattanooga area of Tennessee who intend to obtain a Master's degree (M.Div. and Th.M.) for the purpose of going into pastoral ministry. This would apply to men who are members of evangelical churches and denominations and who can give a testimony of faith in Christ. Call CCCF at (423)266-5257 or visit their site here.

Delaware Higher Education Commission
The Higher Education Commission administers 17 state student financial aid programs and 9 private scholarship programs to help Delawareans continue their education after high school. Applicants for all state-funded programs must be Delaware residents. See especially the need based Scholarship Incentive Program (ScIP). Phone (302) 577-3420, outside New Castle County (800) 292-7935, fax (302) 577-6765.

Foundation for the Carolinas
The Foundation for the Carolinas coordinates scholarships for students in the Carolinas and Virginia areas. Various scholarships and grants are available. Check website for information on specific scholarship funds. To obtain an application or further information, please contact Scholarship Manager Jenene Seymour at (704) 973-4537.

Fund for Theological Education
FTE is a leading national advocate for excellence and diversity in Christian
ministry. Our work supports the next generation of leaders among pastors and
scholars. We provide fellowships and a network of support to gifted young
people from all denominations and racial/ethnic backgrounds-encouraging
those with gifts for leadership to consider vocations in ministry and
teaching and nurturing them in their exploration and study. We also help
congregations and denominations find ways to nurture young men and women for
ministry and teaching. The goal? To strengthen Christian ministry by
strengthening the quality of its leadership. There are two Fellowship
opportunities that may be of particular interest: 1) Fellowships for
Students Entering Seminary ($2,000 to $5,000) and 2) Fellowships for
Second-Year Seminary Students ($10,000). Go to for more details, including a search list of scholarships, fellowships, and grants.

Hazel Stone Memorial Scholarship
For Jewish women (at least one Jewish parent) who are planning on going to Bible college or seminary, have committed their life to Jesus Christ, and are going to be committed to an evangelistic ministry after graduation are encouraged to apply for these scholarships. Contact the Financial Aid Office for more information or write to: Hazel Stone Memorial Scholarship, c/o Jews for Jesus; 60 Haight Street; San Francisco, CA 94102.

Higgins Scholarship
Eligibility Requirements: Must be a full-time seminary or Ph. D. level student with special consideration being given to M.Div. students preparing for the parish ministry. Basis of Award: Grants of up to $10,000 will be made, based on financial need, vocational fitness, plan of study, and ecclesiastical connection. Please note: Preference is given to students of the Presbyterian Church (U.S.A.) and students under the care of the Presbytery of Chicago. If funds are available after that, others will be considered. Request an application from: Higgins Scholarship Coordinator; Presbytery of Chicago; 100 South Morgan Street Chicago, IL 60607-2619. Phone: (312) 243-8300 or Email:

International Order of the King's Daughters and Sons
Student Ministry Scholarship grants are provided to students preparing for full time religious vocations enrolled in M.Div. programs at A.T.S. accredited seminaries and who are citizens of the U.S. or Canada. Scholarships are usually are in the amount of $1000. Applications may be requested between January 1 and March 31, and completed applications are due April 30. For an application write: Director, Student Ministry Department; P. O. Box 1040; Chautauqua, NY 14722-1040. Requests for applications must be accompanied by a stamped, self-addressed legal-size envelope.

Korean American Scholarship Foundation
The Korean American Scholarship Foundation (KASF) is a non-profit, volunteer-managed organization established to help meet the financial needs of Korean-American students seeking higher education. Founded in 1969 by a small group of concerned individuals in Washington, D.C., the KASF began as a local organization with limited focus and funding resources. However, with the dramatic growth of Korean immigrant communities in the U.S., the KASF has expanded to include other regions and to broaden its funding base. Go to for more details.

Leopold Schepp Foundation

Eligibility: Students between 17-30 yrs of age. Show excellent character, scholastic achievement, need, and an interview in New York. Must be U.S. citizens or legal resident. Award: Up to $5,000 (Renewable). Deadline is December 31st and applications available after June 1st. Write: Leopold Schepp Foundation; Scholarship Coordinator; 551 Fifth Ave., Suite 3000; New York, NY 10176; (212) 986-3078.

Mary E. Bivins Foundation
Assists Amarillo/Panhandle (Texas) area students with their studies towards
a degree that prepares them to preach the Christian religion. Contact the
foundation directly at Mary E. Bivins Foundation, PO Box 1727, Amarillo, TX
79105-1727. Office: 860-379-9400; Fax: 806-379-9404.

Military Chaplain Association
The Military Chaplain Association seeks to help by providing scholarships for seminary students who intend to pursue a career as a military chaplain. While the amount won't cover all the expenses, it can certainly help. The requirements are simple: Full time student in an accredited seminary. Currently approved as and serving as a chaplain candidate in one of the Armed Forces (Army, Air Force, or Navy). Complete MCA application form. Applicants must apply to MCA between January 1 and May 30 each year. To apply go to website to download and the information letter and scholarship application form. Return the completed application form to MCA at the address indicated on the form. The amount of the scholarship will be determined each year by the MCA Scholarship Committee.

Student Ministries, Inc.
SMI, a national non-profit organization, works with those pursuing graduate training in ministry related areas. Through SMI you can enlist a team of ministry partners who can invest in your ministry through prayer and tax-deductible contributions. You can invite personal contacts of family, friends, churches, and organizations to participate in God's Kingdom, specifically in the ministry to which he has called you and in the place he is currently using you. From this investment, you can receive compensation for your ministry hours performed as a self-employed contractor with SMI while building a foundation of prayer support to increase your ministry. For more information, go to or contact them via mail at Student Ministries, Inc., 300 W. Davis, Suite 530, Conroe, TX 773301 or via phone at 936-756-2790.

United Negro College Fund
Provides scholarship funds for both undergraduate and graduate students. See website for further information: